Debt-Free Forever

Free yourself from maxed-out cards, mounting interest, and constant money stress with this ';entertaining and easy to read' guide (Windsor Star). If you're afraid to open your bills, if you've never added up how much you owe, if you can't even imagine being debt-freeit's time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what's really important.Debt-Free Foreveris Gail's step-by-step guide, and she'll show you how to: figure out how much you've actually been spendingcalculate how much you oweand what it's costing youbuild a budget that worksmaximize your debt repayments so you can be free of consumer debt in three years or lessprepare for a rainy day so it doesn't cause a major setbackset goals for your new, debt-free life Make no mistake: Getting out of debt isn't easy. But inDebt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you're finished with excuses, overdue notices, and maxed-out credit cards, follow the planand start becoming debt-free forever.