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This book introduces a number of new payment instruments, such as bank cards, electronic cash, electronic checks, electronic wallets, etc.. According to the different objects of electronic commerce transaction as well as the payment method, such as the bank card online payment, smart card offline payment, third party payment. The appearance of these payment instruments and payment methods promotes the development of e-commerce, and also enriches payment way of electronic finance. This book can be used as a basic course of electronic commerce in Colleges, and also can be used as a teaching material for the relevant professional courses.