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Why is it that no entrepreneur in Germany is allowed to be absent for more than four weeks due to an accident or illness - without his existence and that of his immediate environment being on the brink immediately afterwards? Based on more than 20 years of experience in entrepreneurial insurance and provision, the author shows what actually matters in the case of an emergency in the provision and protection of an entrepreneur and how to make the appropriate provisions for himself as a company owner, his family and for his company.