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Economics of Microfinance and SMEs in Jordan
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241 b
30 dní na vrácení zboží
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580
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This book fills a gap in the field of microfinance §in Jordan. It presents the status of the §microfinance sector, analyzes the role of the §banking system in the microcredit market, examines §the conformity between Islamic banking §and provision of microfinance, investigates the §socio-economic determinants of the borrowing process §and the determinants of credit rationing in loan §markets. This book points out that the banking §sector plays a modest role in the microfinance §market; religious beliefs negatively affect micro §entrepreneurs' involvement in credit markets; there §is no identifiable conflict between provision of §microfinance and the Islamic financing rules; §Islamic microfinance institutions do not really §exist in Jordan. Moreover, the socio-economic §variables were found to affect lenders' and §borrowers' behaviours.Credit rationing was found to §be problems for some borrowers, but not for the §majority. Finally, no discrimination against a §subgroup of borrowers was identified.
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