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For over fifteen years, I've been observing the growing impact of digital technologies in companies, government agencies and local authorities. At every stage, I've noticed a major difficulty: artificial intelligence and predictive modeling, though indispensable to digital transformation, often remain misunderstood, sometimes feared, and often perceived as complex, abstract, even inaccessible subjects.This book is the result of this experience. It aims to offer a clear, concrete and educational look at how artificial intelligence, combined with stochastic modeling, is revolutionizing the ability to anticipate the future.