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A possible alternative to the liquidation of the debtor by means of bankruptcy or insolvency proceedings is the restoration of his or her solvency through either insolvency proceedings or outside of such proceedings. This can be accomplished with the aid of various measures. This work presents one of these options in detail within the scope of a comparative examination of German and Russian law: credit issuance geared toward long-term restoration of debtor solvency, the restructuring loan.