The Smart Person's Guide to Staying Broke

Most people don't fail because they're lazy.
They fail because they think too much and do too little.

The Smart Person's Guide to Staying Broke is a blunt, funny, and uncomfortably honest look at why intelligent people stay stuck-overthinking every move while waiting for the perfect plan, the right timing, or permission that never comes.

This isn't a motivational book.
It won't tell you to wake up at 4 a.m., visualize success, or hustle harder.

Instead, it dismantles the myths smart people hide behind:

• "I just need more information."

• "I'll start when I'm ready."

• "Other people just got lucky."

• "Hard work alone is enough."

Through sharp observations and straight talk, this book shows how progress almost always comes from imperfect action-not genius ideas, not flawless planning, and not endless preparation.

If you've ever:

• Overthought a simple decision into inaction

• Confused intelligence with progress

• Watched less-capable people move ahead simply because they acted

This book is for you.

It won't make you rich.
But it will make it much harder to keep lying to yourself about why you're not.